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Bruce T. Lower

Bruce T. Lower focuses his practice on transactional and regulatory matters within the hospitality industry. Bruce advises clients on the development, financing and operation of timeshare and fractional ownership projects, resort condominiums, condominium hotels, vacation and travel clubs and exchange programs. Bruce advises clients regarding state and federal laws governing the offering, financing and sale of real estate interests, consumer protection and consumer finance laws and homeowners’ association management.


  • Timeshare and fractional ownership projects
  • Vacation clubs, travel clubs and exchange programs
  • Resort condominiums and condominium hotels
  • Project registration and project governance
  • Consumer protection and consumer finance
  • Mortgage lender, mortgage servicer, and mortgage broker licensing
  • Debt collection licensing and practices
  • Securitization of timeshare receivables, loan facilities and other structured lending transactions
  • Private equity transactions and mergers and acquisitions
  • Alcoholic beverage licensing
  • Title and survey review



  • Legal Intern, Fidelity National Title Group, Summer 2012
  • Staff Intern, Florida State Senator Steve Oelrich, Spring 2011
  • House Campaigns Intern, Republican Party of Florida, Summer 2009
  • Law Clerk, Holiday Inn Club Vacations, Summer 2014
  • Summer Associate, Large National Law Firm, Summer 2013

Anerkennung durch den Markt

  • Team Member, Chambers USA Award for Excellence, Real Estate, 2017-2018
  • Leadership Orlando, Class 98 
  • Chairman’s League Member, American Resort Development Association (ARDA)
  • Founder and Chairman, American Resort Development Association (ARDA) Timeshare Young Professionals Group


Akademische Ausbildung
  • J.D., University of Florida Levin College of Law, 2014
  • B.A., History and Political Science, cum laude, University of Florida, 2011
  • Florida