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Treading Water

Frank Behrens, a gregarious pitchman for a Dutch development company that sees profit, not loss, in climate change, cuts the engine on our 22-foot Hurricane runabout. We drift through brackish water toward the middle of privately owned Maule Lake in North Miami Beach.

It’s not quite paradise.

“There was concern that rising insurance rates are not sustainable and people may be left with no recourse but to leave Miami or go uninsured, which is not an option for those with mortgages,” says Kerri Barsh, a Miami land-use attorney who represents Dutch Docklands. “If insurance costs continue to spiral upward, they could have a negative cascading effect on the South Florida economy and beyond.”

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