Michael D. Starks represents mortgage loan servicers and investors in consumer finance litigation and complex commercial matters in both federal and state courts. Much of this litigation is related to claims arising out of federal consumer protection statutes, such as the Real Estate Settlement Procedures Act, Truth in Lending Act, Fair Debt Collections Practices Act, Florida Consumer Collections Practices Act, Fair Credit Reporting Act and Telephone Consumer Protection Act. Michael also focuses on products liability matters, especially those concerning the automotive industry (such as actions relating to alleged issues with both tires and brakes). He has written two book chapters on the law of spoliation of evidence in Florida and its effect on products liability cases. He has been representing clients for more than 22 years in a wide array of other legal areas, including general commercial litigation, products liability, construction, spoliation of evidence, and section 1983 actions defending law enforcement agencies.