Profil
Michael Morrill is a commercial litigator who represents financial institutions, fintech companies, and other providers of financial products and services in high-stakes business disputes, government enforcement actions, regulatory examinations, and internal investigations. His practice spans consumer class actions, CFPB and DOJ enforcement matters, FTC investigations, and state attorney general actions. A former judicial clerk on the U.S. Court of Appeals for the Sixth Circuit, Michael brings a strong appellate perspective to complex disputes that often shape regulatory and legal precedent.
Michael has litigated consumer class actions nationwide under the Truth in Lending Act, Electronic Fund Transfer Act, Military Lending Act, and unfair and deceptive trade practices statutes. He defends banks and fintech companies in investigations and enforcement actions brought by the CFPB, DOJ, FTC, and state attorneys general.
He also advises senior executives in connection with complex DOJ and congressional investigations, guiding strategy and managing parallel proceedings. In addition, Michael leads internal investigations and advises clients on designing and strengthening compliance programs to address regulatory, operational, and reputational risk. His ability to move between litigation defense, regulatory enforcement, and internal counseling enables him to provide a coordinated, practical approach to clients’ most challenging legal and business issues.
Concentrations
- Consumer class actions
- Financial services litigation and regulatory actions
- Corporate internal investigations and compliance
- Commercial litigation
- Appeals
Kluczowe Praktyki
Doświadczenie
- Represented a mortgage lender in a putative nationwide class action regarding rate locks; case dismissed on summary judgment.°
- Represented a financial technology company in putative nationwide class actions alleging violations of the Truth in Lending Act and Military Lending Act.°
- Represented a financial technology company in a putative nationwide class action concerning lease-to-own transactions.°
- Represented a national bank in a declaratory judgment action against the CFPB challenging regulatory overreach; related enforcement action °
- Represented a financial technology company in a CFPB investigation and litigation relating to fraud and scam prevention on a digital marketplace; case dismissed.°
- Represented a large bank in a CFPB investigation of deposit practices; CFPB declined to take enforcement action following full review.°
- Represented a national bank in a CFPB investigation regarding compliance with the Electronic Fund Transfer Act, Regulation E, and prohibitions under the Consumer Financial Protection Act.°
- Represented a financial technology company in connection with a congressional investigation on fraud and scam prevention.°
- Represented a digital media company in an FTC investigation and internal audit of digital advertising practices.°
°The above representations were handled by Mr. Morrill prior to his joining Greenberg Traurig, LLP.
Wykształcenie i uprawnienia do wykonywania zawodu
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J.D., cum laude, University of Chicago Law School
- Member, University of Chicago Law Review
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B.A., with highest honors and highest distinction, University of North Carolina at Chapel Hill
- Phi Beta Kappa
- U.S. Court of Appeals for the Sixth Circuit
- District of Columbia
- Illinois
- U.S. District Court for the Northern District of Illinois
- U.S. Court of Appeals for the Ninth Circuit