Skip to main content

Steven T. Cummings focuses his practice on the regulation of financial services providers, including virtual currency companies, money transmitters, payment processors, and fintech companies.

In his prior role as the Virtual Currency Applications Team lead for the New York State Department of Financial Services, Steven supervised the virtual currency team in evaluating virtual currency applications for regulatory compliance with anti-money laundering, cybersecurity, and consumer protection requirements.



  • New York State Department of Financial Services, 2017-2021
    • Attorney & BitLicense Team Lead, Virtual Currency Unit, 2019-2021
    • Attorney & Excelsior Fellow, Virtual Currency Unit, 2017-2019
  • IAPP - International Association of Privacy Professionals
    • Certified Information Privacy Professional (CIPP)/Europe
    • Certified Information Privacy Professional (CIPP)/United States
  • Virtual Currency Applications Team lead, New York State Department of Financial Services
  • Legislative Aide, Office of Senator Kathleen Marchione, New York State Senate, 2014, 2015
  • Judicial Intern, Hon. Lawrence E. Kahn, U.S. District Court for the Northern District of New York, 2016
  • Legal Intern, Charities Bureau, Office of the New York Attorney General, 2016
  • Law Intern, Health Law Clinic, Albany Law Clinic and Justice Center, 2015

Recognition & Leadership

  • Member, New York County Lawyers’ Association, 2018-Present
    • Member, Committee on Professional Ethics, 2018-Present
  • Co-Chair/Speaker, Cryptocurrency & Cybersecurity Program, New York American Inns of Court, 2020


  • J.D., magna cum laude, Albany Law School of Union University, 2017
    • Executive Editor of Research and Writing, Albany Law Review
  • B.A., summa cum laude, State University of New York at Albany, 2014
  • New York