Fred E. Karlinsky

Fred E. Karlinsky


Fred E. Karlinsky is Co-Chair of Greenberg Traurig’s Insurance Regulatory and Transactions Practice Group. Fred has nearly 25 years of experience representing the interests of insurers, reinsurers and a wide variety of other insurance-related entities on their regulatory, transactional, corporate and governmental affairs matters. Fred is a recognized authority on national insurance regulatory and compliance issues and has taken a leadership position in many insurance trade organizations, has led many industry-driven legislative and regulatory initiatives, and is a sought after thought leader who has spoken and presented to insurance executives and governmental officials, both nationally and internationally.

Fred is experienced in transactional law, executive and legislative governmental affairs, administrative law, and corporate representation. He advises clients on operational issues — including start-up initiatives, structuring, capitalization, and collaborative business relationships— and a complete array of regulatory and compliance issues, including licensure and corporate amendment applications, business expansion initiatives, solvency and statutory accounting issues, rate and form filings, and financial and market conduct examinations, to name a few.

Fred has a long history as a primary strategist in all types of insurance-related legislative and regulatory initiatives for all kinds of insurance, including homeowners, automobile, workers’ compensation, medical malpractice and other lines of property and casualty and life and health insurance.

In addition to his role with Greenberg Traurig, Fred has been an Adjunct Professor of Law at Florida State University College of Law since 2008, where he teaches a course on Insurance Law and Risk Management. Fred is also a Florida Supreme Court Certified Mediator.


  • Insurance regulatory law
  • Insurance transactional matters
  • Insurance legislation
  • Executive, legislative and municipal government affairs
  • Governmental law
  • Corporate representation
  • Health care
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  • Provided legal and regulatory representation in connection with the formation, structuring, capitalization and licensure of more than twenty insurance companies.°
  • Provided national regulatory representation in the expansion of operations of insurers and other corporate amendment transactions for insurers throughout the country.°
  • Assisted numerous insurers in a variety of regulatory filings and approvals including rate, rule and form approvals, holding company compliance issues, financial and market conduct examinations, affiliate entity transactions, regulated investments, and assisted in resolving numerous trade practice issues.°
  • Assisted in single state, regional and national legal and regulatory analysis of numerous operational and business issues for clients.°
  • Handled a variety of reinsurance matters for both ceding and assuming insurers, including accreditation and eligibility issues, collateral requirements, pooling and risk transfer mechanisms, and security and trust arrangements.°
  • Counseled clients on a variety of solvency, rehabilitation and liquidation matters.°

°The above representations were handled by Mr. Karlinsky prior to his joining Greenberg Traurig, P.A.

  • Chief Legal Officer and Assistant Executive Director, Florida Residential Property & Casualty Joint Underwriting Association (predecessor in interest to Florida Citizens - quasi governmental entity), 1995-1999 
  • Certified Legal Intern, Florida Department of Community Affairs, Summer 1992
  • Intern, Florida House of Representatives, Committee on Corrections, August 1991-December 1992

Recognition & Leadership

  • Team Member, Best Lawyers in America®, "Top Listed – Government Relations," 2018
  • Listed, Best's Recommended Insurance Attorneys, 2017
  • Recipient, "Florida Governor's Business Ambassador award," Florida Governor Rick Scott, Economic Development Mission Farnborough International Air Show, London, 2016 
  • Team Member, BTI Power Rankings, “The 16 Strongest Firms for ‘Go-To Outside Counsel’ Insurance Work,” 2016
  • Listed, Chambers USA Guide, 2011-2017
  • Listed, South Florida Legal Guide, "Top Lawyer," 2014-2018
  • Listed, Super Lawyers magazine, Florida Super Lawyers, 2007-2017
  • Team Member, Best's, Client Recommended Insurance Attorneys, General Defense, 2016
  • Recognized, Honorable Mention List, "The 100 Most Influential People in Florida Politics," Influence magazine, Fall 2015
  • Recipient, "Outstanding Leadership Award," Florida Insurance Council, 2014
  • Listed, Florida Trend magazine, "Legal Elite," 2005, 2006 and 2014
  • Listed, Business Leaders magazine, "Top 50 South Florida Entrepreneurs," 2012
  • Listed, Business Leaders magazine, "Movers and Shakers," 2008 and 2012
  • Honoree, South Florida Business Journal, Key Partners Award, 2010
  • Rated, AV Preeminent® 5.0 out of 5

AV®, AV Preeminent®, Martindale-Hubbell DistinguishedSM and Martindale-Hubbell NotableSM are certification marks used under license in accordance with the Martindale-Hubbell® certification procedures, standards and policies.

Insurance-Related Involvement

  • Member, Board of Directors, Insurance Advertising Compliance Association
  • Regional Director, AICP–Gulf State Chapter
  • Board Member, Insurance Editorial Advisory Board, Law360, 2018 
  • Member, AIDA Reinsurance and Insurance Arbitration Society
  • Member, American Management Association, Insurance and Risk Management Council
  • Member, The American Society of Workers Comp Professionals, Inc.
  • Member, Association of Insurance Compliance Professionals
    • Member, Government and Industry Relations Committee
  • Member, Claims and Litigation Management Alliance
    • Member, Annual Event Committee
    • Member, Extra-Contractual Committee
    • Member, Insurance Fraud Committee
  • Member, Defense Research Institute
  • Member, Federation of Regulatory Counsel
    • Nominating Committee, 2016-Present
  • Member, Florida Association of Self-Insurers
  • Member, FSU Leadership Engagement Task Force
  • Council Member, Gerson Lehrman Group Research
  • Member, Education Committee, IAdCA
  • Member, INSOL International
  • Director, Full Agenda Committee and Nominating Committee Chair, Insurance Regulatory Examiners Society (IRES)
  • Board and Executive Committee Member, Insurance Regulatory Examiners Society Foundation
    • Member, Administration Committee
    • Member, Agenda Committee
    • Chair, Nominating Committee
  • Member, International Association of Insurance Professionals
  • Member, International Association of Insurance Receivers
  • Board Member, International Insurance Society
  • Member, Louisiana Insurers' Conference, Program/Services, Convention Committee
  • National Conference of Insurance Legislators, Industry Education Council
    • Member, Industry Education Council
    • Member, Unclaimed Property Advisory Council
  • Member, Risk and Insurance Management Society, Broward Chapter
  • Member, Securities and Insurance Licensing Association
    • Board Member, SILA Foundation
    • General Counsel
    • Membership Committee
    • Trustee, Regulatory and Organizational Relations
  • Member, Self-Insurance Institute of America
    • Member, Government Affairs Committee
  • Member, Society of Financial Examiners
    • Member, Program Committee, Career Development Seminar
  • Board Member, St. Johns University Center for the Study of Insurance Regulation, Board of Advisors
  • Participant, Surplus Lines Law Group
  • Member, Wholesale & Specialty Insurance Association (WSIA)
    • Member, PAC Committee
  • Member, Vermont Captive Insurance Association

Political Involvement

  • Chair, Finance Committee, Florida Chief Financial Officer Jeff Atwater Re-Election, 2014
    • Co-Finance Chair, 2010
  • Member, Finance Committee, Florida Attorney General Pam Bondi Re-Election, 2014
    • Member, Inaugural Committee, 2011
    • Broward Regional Finance Co-Chair, 2010
  • Member, Broward County Bar Association Legislative Affairs Committee
  • Member, Cato Institute
  • Patron, The Federalist Society for Law and Public Policy Studies
  • Member, Heritage Foundation
  • Florida Committee Co-Chair, Campaign for Republican U.S. Senate candidate Carlos Lopez-Cantera
  • Florida Co-Finance Chair, McCain-Palin Presidential Campaign, 2008
  • Member, National Finance Committee, Mitt Romney for President, 2012
    • Vice Chair, Florida Finance Committee
    • Member, Jewish Americans for Romney Leadership Team
    • Member, Lawyers for Romney
    • Member, Romney for President Election Day Task Force
  • Member, National Republican Congressional Committee, Finance Committee
  • Member, Republican Governors Association, Executive Roundtable
  • Board Member, Republican Jewish Coalition and Co-Chair, Young Leadership Board
  • State Victory Finance Chair for Florida, Republican National Committee (RNC) and Donald J. Trump for President, 2016
  • Alternate Delegate, Republican National Convention, 2016
  • Member, Republican National Lawyers Association
  • Member, Finance Committee, Republican Party of Florida, 2015
  • Accompanied Florida Governor, Rick Scott, on the International Trade & Business Development Mission to the United Kingdom, July 8-13, 2016
  • Co-Chair, Inaugural Committee, Florida Governor Rick Scott, 2014
    • Member, Inaugural Host Committee, 2011
  • Member, SIIA Government Relations Committee, 2016-2017
  • Member, Statewide Finance Committee, Florida Governor Rick Scott Gubernatorial Re-Election, 2014

Bar-Related/General Involvement

  • Member, 17th Judicial Circuit Nominating Commission, 2011-2014
    • Chair, 2013-2014
    • Vice Chair, 2012-2013
  • Member, American Bar Association
    • Captive Insurance Committee, Business Law Section
    • Consumer Financial Services Committee
    • Corporate Counsel Committee, Tort Trial and Insurance Practice Section
    • Corporate Governance Committee, Business Law Section
    • Excess, Surplus Lines and Reinsurance Committee, Tort Trial and Insurance Practice Section
    • Government and Public Sector Lawyers Division
    • Insurance Coverage Litigation, Litigation Section
    • Insurance Regulation Committee, Tort Trial and Insurance Practice Section
    • Intellectual Property Litigation, Litigation Section
    • Professionals’ Officers’ and Directors’ Liability Committee, Tort Trial and Insurance Practice Section
    • Property Insurance Law Committee, Tort Trial and Insurance Practice Section
    • State and Local Government Law Section
    • State Regulation of Securities Committee, Business Law Section
    • Substantive Interest Groups, Health Law Section
      • Managed Care and Insurance
  • Fellow, American Bar Foundation
  • Member, International Bar Association (IBA)
  • Member, American Corporate Counsel Association
  • Member, Broward County Bar Association
  • Member, Florida Academy of Professional Mediators
  • Member, Florida Association of Professional Lobbyists
  • Member, Florida Bar, Administrative Law Section
  • Member, Florida Bar, Government Lawyers Section Awards and Recognition Committee
  • Member, Florida Bar, Judicial Evaluation Committee, 1998-2004
  • Member, Florida Supreme Court Judicial Nominating Commission, 2014-2018
  • Member, Miami-Dade County Bar Association
  • Board Member, Property and Environmental Research Center
    • Vice Chair, Finance Committee
  • Member, Tallahassee Bar Association

Civic Involvement

  • Florida Constitution Revision Commission
    • Chair, Finance and Taxation Committee
    • Member, Rules and Administration Committee
    • Member, General Provisions Committee
    • Member, Style and Drafting Committee
  • Board Member, American Old Catholic Church, Board of Consulters
  • Member, B'nai B'rith International, Broward Chapter, Justice Unit
  • Chair, Barbara Bush Foundation for Family Literacy
  • Member, Barbara Bush Foundation for Family Literacy, 15th Annual Florida Celebration of Reading, Statewide Host Committee, 2015
  • Honorary Co-Chair, Barbara Bush Foundation for Family Literacy, Florida Celebration of Reading
  • Participant, Florida Chapters Conference, The Federalist Society for Law & Public Studies, 2015
  • Volunteer, Florida’s Children First
  • Florida State University
    • Board Member, Board of Visitors
    • Catastrophic Storm Risk Management Center, Advisory Council
    • Adjunct Professor of Law, Florida State University College of Law, 2008-Present
    • Member, Dean's Cabinet
    • Lifetime Member, Florida State University Alumni Association
    • Former (Two Term) Board Member, Florida State University Foundation, Board of Trustees,
      • Member, Development Committee
      • Member, Finance Committee
    • Member, President's Club, Doak S. Campbell Society Honor Roll of Donors
  • Board Member, Holocaust Documentation and Education Center, Board of Directors, Executive Committee
  • Participant, 2015 America’s Majority Celebration, Republican Governor’s Association, 2015
  • Introduced Governor Rick Scott at the Republican Jewish Coalition National Meeting, April 2016
  • Board Member, Sigma Phi Epsilon
    • Member, Board of Governors
    • Member, Richard Spurgeon Owens Society
    • Member, Ryland Hall Society
  • Member, Temple Dor Dorim of Weston, Florida
  • Board Member, Tower Club, Board of Governors
  • University of Miami
    • Member, James W. McLamore Society
    • Member, Loyalty Society, Honor Roll of Donors, Eight consecutive years
    • Member, Miami Circle
    • Member, President's Circle


  • J.D., Florida State University College of Law, 1992
  • B.S., University of Miami, 1989
  • Florida
  • England and Wales
  • Supreme Court of the United States
  • U.S. Court of Appeals for the Eleventh Circuit
  • U.S. Court of Federal Claims
  • U.S. District Court for the Southern District of Florida
  • U.S. District Court for the Middle District of Florida
  • U.S. District Court for the Northern District of Florida
  • U.S. Tax Court